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Buy Now, Pay Later
Flexible Payment Plans for Diamond Rings
The diamond ring of your dreams shouldn't wait for payday. Pick from three interest-free ways to pay at checkout - and own the ring you actually want, today.
Flexible Ways to Pay for the Ring She'll Love Forever
Buying an engagement ring is one of the most exciting moments in your life.
We know that finding the perfect ring for the person you love is important, but paying for it all at once isn't always easy.
That's why we offer a range of flexible payment options to help make your dream ring more affordable.
Choose a payment option that suits you
✓ Pay in smaller installments
✓ Secure your ring with a small deposit
✓ Select a finance option that fits your budget
No matter where you are in your journey, we're here to help you find a solution that works for you.
Focus on what matters most
- Planning the proposal.
- Creating a special moment.
- Making the person you love happy.
Let us help make the ring more achievable, so you can focus on starting your future together.
The perfect ring. Flexible ways to pay. Support every step of the way.
Pick Your Plan
Three Payment Options, Same Beautiful Ring
Klarna - Pay in 4
Split your total into four equal payments, taken every two weeks. The first payment is processed at checkout, the rest happen automatically. No interest. No fees. Instant approval.
Shop Pay - Pay in 3
Already shop with Shop Pay? Split your order into three equal, interest-free payments through the checkout you already trust. One tap, no new account.
Small Deposit (Layaway) Plan
Found the ring you love but need a little more time? Place a small deposit today and we'll start crafting right away. Settle the rest on delivery, or in weekly amounts we plan with you.
Klarna
Klarna Pay in 4 - Zero Interest, Four Payments
With Klarna's Pay in 4, your purchase is split into four equal amounts. The first comes off your card today, then one more every two weeks until you're paid up. No interest, no fees, no impact on your credit score.
For larger orders, Klarna also offers monthly financing plans. Your full range of options shows up at checkout based on your order value.
Three Quick Steps to Use Klarna
1
Add the ring you love to your cart.
2
At checkout, choose Klarna and select your preferred plan.
3
The first installment is taken now - Klarna handles the rest automatically.
Klarna's terms and your exact plan options appear at checkout.
Available to US residents aged 18+. Subject to approval and a soft credit
check that doesn't affect your score.
Shop Pay · Pay in 3
Shop Pay - The Fastest Way to Split Your Purchase
Shop Pay is built right into our checkout. Choose Pay in 3, and your total is divided into three equal payments - one today, the next two over the following weeks. Interest-free, automatic, done. No new account to set up. No app to install. Just a quicker checkout you already know.
For larger orders, Klarna also offers monthly financing plans. Your full range of options shows up at checkout based on your order value.
Three Quick Steps to Use Shop Pay
1
Add the ring you love into your cart.
2
At checkout, pick Shop Pay and choose the "Pay in 3" option.
3
Your first third is charged today. The other two are scheduled automatically.
Small Deposit Plan
Small Deposit Plan - Reserve Your Ring Today, Pay Later
Made for engagement rings, custom designs, and the moments that really count. Some moments don't sync up with your paycheck, and that's exactly what this plan is for. Whether you're shopping for an engagement ring or looking for a layaway engagement ring option, you can pay a small deposit, and we'll lock in your ring (and its price) right away. Our jewelers begin crafting the moment your deposit clears. Settle the balance in whichever way fits your life best.
Propose now. Pay later. Because we'd rather see you together than waiting for the perfect payment date.
What You Get With the Small Deposit Plan
-
Deposit amount depends on order value - message our team for your exact amount
-
Your ring goes into production the moment we receive your deposit
-
Pay the remaining balance in full when the ring is ready, or in weekly payments we plan together
-
Locked-in price - even if diamond prices change before delivery
-
Free expert consultation upfront, with no commitment to buy
Pick in 10 Seconds
Compare Klarna, Shop Pay & the Small Deposit Plan Side by Side
Klarna
PAY IN 4
Shop Pay
PAY IN 3
Small Deposit
PRECIOUS CARBON
PAYMENTS
4 payments, every 2 weeks
3 payments
Deposit + balance later
INTEREST
0%
0%
0%
PAY TODAY
25% of order
33% of order
Small deposit (varies by order)
CREDIT CHECK
Soft check, no score impact
Soft check, no score impact
None
WHERE TO START
At checkout
At checkout
Message our team
BEST SUITED FOR
Smaller pieces & gifts
Anyone with Shop Pay
Engagement & custom rings
Klarna
PAY IN 44 payments, every 2 weeks
0%
25% of order
Soft check, no score impact
At checkout
Smaller pieces & gifts
Shop Pay
PAY IN 33 payments
0%
33% of order
Soft check, no score impact
At checkout
Anyone with Shop Pay
Small Deposit
PRECIOUS CARBONDeposit + balance later
0%
Small deposit (varies by order)
None
Message our team
Engagement & custom rings
How It Works
From Idea to "I Do" in Three Easy Steps
Choose your ring
Browse our collections or design your own with one of our diamond specialists. Honest advice, no pressure.
Choose how to pay
Pick Klarna, Shop Pay, or our Small Deposit Plan - whichever feels right for your budget.
We craft, you celebrate
Free insured shipping anywhere in the US. Beautifully packaged. Tracked door to door.
Why Shop With Precious Carbon
0% interest, every plan
What you see is what you pay. Across all three options, never a cent in interest.
Bank-level security
Klarna, Shopify, and our own systems use enterprise-grade encryption to keep your details safe.
Free insured shipping
Every order ships free across the US - fully insured, in luxury packaging, with door-to-door tracking.
30-day returns + resizing
Not quite right? Return it within 30 days, or send it back for free resizing - on us.
The Precious Carbon Difference
Same Brilliance, None of the Markup
Step into a Fifth Avenue showroom and you're paying for the building, the security, the staff, the marketing - long before you pay for the diamond itself. We've quietly removed all of that.
What remains is what actually matters: a hand-cut lab-grown diamond, set by master jewelers, certified by IGI or GIA, priced up to 70% below traditional retail.
An easy payment plan just makes saying yes that little bit simpler.
Good to Know
Payment Plan FAQs - Quick Answers to Common Questions
Will using a payment plan hurt my credit score?
No. Klarna and Shop Pay only run a soft credit check, which other lenders can't see and which doesn't affect your score. Our Small Deposit Plan doesn't involve a credit check at all.
What happens if I miss a payment?
Klarna and Shop Pay will reach out to help you reschedule directly. For our Small Deposit Plan, just message our team - we'll work something out together. No penalty fees from our side.
Can I use a payment plan on a custom-designed ring?
Absolutely - and the Small Deposit Plan is built exactly for this. Custom designs take time, so we lock in your price and begin crafting as soon as the deposit is paid.
When will my ring be delivered?
Klarna and Shop Pay orders ship as soon as your ring is ready - usually within 1 to 3 weeks. Small Deposit orders ship after the full balance is settled. We'll keep you updated every step of the way.
Are there any hidden fees?
None. Every plan is 0% interest with zero added fees. The number you see at checkout is the total amount you'll pay, broken into smaller pieces.
Can I combine plans, or use a discount code with one?
It's one plan per order. Discount codes do work alongside payment plans - the code is applied first, then the remaining total is split across your installments. Your full savings still come through.
What if my ring doesn't fit?
Send it back. We'll resize it free of charge and ship it right back to you - no questions, no fees.
Begin Your Forever
The Ring You've Imagined, Within Reach Today
Three simple ways to pay. One extraordinary ring, made just for you.
